Don't put off writing your Will any longer?

You can take the first step now towards ensuring that your wishes are carried out by following our easy approach to writing your last Will & Testament.

Not making a Will can cause many problems to both family and friends often creating financial hardship at the worst possible time.

If you haven’t yet written your Will, when you die, the following COULD happen:

• If you are married your spouse will NOT automatically inherit everything.
• Unmarried partners may not inherit anything at all.
• Social services may decide who will look after your children.
• The future of your business may be at risk.
• Social Services can 'means test' everything you own over £20,500 to pay for the costs of care.
• If your estate exceeds £285,000(for tax year 2006 - 2007), Inheritance Tax is chargeable at 40% (on an estate of £400,000 this would result in a tax bill of £46,000).

However don’t worry if you haven’t got a Will
The State has one for you ~
It may not be the one you want
and it’s certain not to reflect your wishes

Why make a Will?